Information technology plays a crucial role in the growth and development of a nation’s economy. It refers to the equipment and tools used for receiving, storing, retrieving and sending data and information. The latest information technology is expected to bring a new innovation in the functioning and management of bank especially for those banks which are growing gradually and are rural oriented in nature. Information technology plays a rather significant role for these developmental banks associated with the development function of the rural areas of the country. With researches, it is evident that the lack of capital and specialization in the use of IT enabled technology is the main drawback in the implementation of Information Technologies in these Regional Rural Banks. Thus, this study focuses on primarily studying the role the Information technology plays in the overall banking operation of the RRBs in India. This paper also aims at to determine the constraints associated with the introduction of IT tools in Regional Rural Banks.