Ransomware has quickly grown into one of the most disruptive cyber threats in the digital age, with 2024 being the year of record-breaking financial, and operational losses to healthcare, finance and critical infrastructures. Machine learning driven intrusion detection systems and zero-trust platforms have been advanced, but the attackers continue to use human factors, supply-chain vulnerabilities, and Ransomware as-a-Service (RaaS) markets to exploit these defenses. The article presents an overview of the ransomware situation in 2018-2024 based on a systematic review of literature in Scopus, IEEE, and Web of Science and complemented by case study analysis of recent significant attacks. Three gaps emerge consistently: there are no comprehensive resilience frameworks, the scale of the reporting of incidents is too low to provide comparative analysis, and actions by different regulators remain fragmented and hampered by the speed of coordinated action. The paper suggests an integrated approach to mitigate these vulnerabilities that should include (i) cutting-edge AI-based detection and prevention tools, (ii) organizational measures that can be done to strengthen employee awareness, preparations against incidents, and disaster recovery planning, and (iii) policy coordination to restrain illicit cryptocurrency use and RaaS spread. The presented work suggests an actionable insight that allows practitioners as well as policymakers to address ransomware at a socio-technical-economic level. The framework provides a course of action toward more able, responsive, human-centered, and internationally synchronized ransomware resilience plans.