Manuscript Title:

THE IMPACT OF MAQASID AL-SHARIAH-BASED FINANCIAL TECHNOLOGY ON SMART WAQF SUKUK: AN INTEGRATED MEDIATING-MODERATING MODEL

Author:

MOHAMMAD HAMMAM ABDELRAHIM MELHEM, NAWWAF HAMID SALMAN ALFAWAERH, MAHMOUD ALLAHHAM, HANI MEFLEH. O. HAMDON

DOI Number:

DOI:10.5281/zenodo.19467035

Published : 2026-04-10

About the author(s)

1. MOHAMMAD HAMMAM ABDELRAHIM MELHEM - Department of Basic Islamic Sciences, Istanbul S. Zaim University, Istanbul, Turkey.
2. NAWWAF HAMID SALMAN ALFAWAERH - Imam Mohammad Ibn Saud Islamic University, Applied College, IMSIU, Saudi Arabia.
3. MAHMOUD ALLAHHAM - Faculty of Business, Amman Arab University, Amman, Jordan.
4. HANI MEFLEH. O. HAMDON - Assistant Professor, Department of Foundation Requirements at Ajloun National University, Jordan.

Full Text : PDF

Abstract

The paper has aims to emphasis that the impact of information technology according to Maqasid al-Shariah on Smart Waqf Sukuk, and the determinants of this interaction are the digital trust and regulatory support. This study was to deliver a conceptual model that would be used to integrate Islamic ethical aspects with technological advancements to ensure that Smart Waqf Sukuk platforms are as effective as possible, credible and sustainable. Judging by the conceptual and empirical perspectives, the study found the basic Maqasid al-Shariah aspects under which financial technology is crafted and regulated to provide security of faith, life, intellect, wealth, and social well-being. The ideas were introduced into a structured system that linked information technology to information technology constructed on Maqasid with outputs of Smart Waqf Sukuk. The findings revealed that IT based on Maqasid al-Shariah principles have positive impacts on the development of Smart Waqf Sukuk in the framework of increasing transparency, security, accountability, and confidence of the users. Digital trust was also discovered to mediate the correlation between the information technology based on Maqasid and Smart Waqf Sukuk adoption and effectiveness. Furthermore, regulatory support also enhanced this relationship by providing good institutional climate that enhanced compliance, innovation and operational legitimacy. The implication of the research conducted by the policy makers, the Islamic financial institutions, the technology developers, and the Waqf administrators seeking to build up ethically oriented and technologically advanced financial solutions is great. It contributes to the literature, in that Maqasid al-Shariah, digital trust, and regulatory support are all combined within the Smart Waqf Sukuk framework. .


Keywords

Ethical Compliance, Data Protection, Transparency, Value Creation, Smart Waqf Sukuk, Digital Trust, Regulatory Support.